Welcome to Money Stream, L.L.C., Arizona's premiere lender for Conventional Home Loans.

We don't try to be everything to everyone. We concentrate on providing the lowest rate and cost combination to those borrowers that deserve the best rates. We also disclose all of our fees up-front. No surprises.

Many factors go into establishing an interest rate, i.e., economic conditions and news, inflation and rumors of inflation, the cost of money, supply and demand, government policies, etc. The greatest determining factor is RISK. How likely are you to pay back that loan, under the conditions requested and within the terms agreed? Great strides have been made in recent years to accurately identify each individuals RISK with regards to loan repayment. One popular RISK identifier is called a FICO score. It takes into consideration your past credit payment record, current loan balances with regards to limits available, and frequent inquiries for new credit.

Money Stream L.L.C. has established a reputation for delivering home loans with customers that are in the upper FICO ranges. These borrowers have stable income, have accumulated savings and assets, and pay their bills in a timely manner. These are the kind of loans that any investor would approve. These high FICO borrowers do not need special consideration, or special programs to get approved. They do not require a great deal of extra attention or investments in time to get approved. What they do need, and deserve, is the best rate available. Money Stream, L.L.C. attempts to do that. We have identified investors who provide lower rates to these A-plus borrowers. We have cut our profit margins drastically, because the process to get these loans approved is easier. We don't make as much per loan, but make up for it in volume of quality loans.

Sometimes our investors may require documentation that others might not. However, that small inconvenience, provides benefits that last for years.

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