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Choose Your Program, Rate, and Closing Cost Scenario Rates last updated:
Market Rates - 0 Points with 1 Origination Fee
Conforming Fixed and ARM's $150,000 to $417,000
Program Margin Rate APR Apply Now
30 Year Fixed
15 Year Fixed
For loan amounts less than $150,000
call for a quote.
Disclosure Info (Market Rates)
All rates are based on a 30 day lock with 0 Discount points and assumes 80% or less CLTV with no mortgage insurance.

1% Origination fee is charged at closing for Market Rate Purchase or Refinance.

Conforming loan APR is based on a loan amount of $200,000.

APR calculation fees include:
  • Tax Service $60
  • Processing Fee $375
  • Flood Certification $12
  • Wiring Fee $17
  • Investor Underwriting $695
  • Conforming Escrow Fee $260*

    • *Escrow fees vary depending on county and title company and for purchase or refinance.
    Premium Pricing Rates - 0 Points with 0 Origination Fee
    Conforming Fixed and ARM's $150,000 to $417,000
    Program Margin Rate APR Apply Now
    30 Year Fixed
    15 Year Fixed
    For loan amounts less than $150,000
    call for a quote.
    Disclosure Info (Premium Pricing Rates)
    All rates are based on a 30 day lock with 0 Discount points and 0 Origination Fees and assumes 80% or less CLTV with no mortgage insurance.

    Conforming loan APR is based on a loan amount of $200,000.

    APR calculation fees include:
  • Tax Service $60
  • Processing Fee $375
  • Flood Certification $12
  • Wiring Fee $17
  • Investor Underwriting $695
  • Conforming Escrow Fee $260*


    • *Escrow fees vary depending on county and title company and for purchase or refinance.
    NO - COST Refinance / Purchase
    Conforming Fixed and ARM's $150,000 to $417,000
    Program Margin Rate APR Apply Now
    30 Year Fixed
    15 Year Fixed
    For loan amounts less than $150,000
    call for a quote.
    Disclosure Info (No Cost Refinance / Purchase)
    All rates are based on a 30 day lock and assumes no mortgage insurance.

    All Closing Costs are paid by the investor.

    Borrower must pay their own prepaids.
    Prepaids include taxes, insurance, and interest.
    Pre-payment penalties and attorney fees if any are not included.
    Jumbo - Below Market Rates - 1 Point with 3/4 Origination Fee
    Jumbo Fixed and ARM's $417,001 to $1,000,000
    Program Margin Rate APR Apply Now
    30 Year Fixed Call For Quote
    15 Year Fixed Call For Quote
    5/1 LIBOR (5/2/5) 2.75 Call For Quote
    ARM Indexes
    1 Yr LIBOR
    Additional Below Market Rates
    are available upon request
    For loan amounts greater than $1,000,000
    call for a quote.
    Disclosure Info (Below Market Rates)
    All rates are based on a 30 day lock with 1 Discount point and assumes 80% or less CLTV, per investor guidelines†, with no mortgage insurance.

    3/4% Origination fee is charged at closing for Below Market Rate Purchase or Refinance.

    Jumbo loan APR is based on a loan amount of $600,000.

    APR calculation fees include:
  • Tax Service $60
  • Processing Fee $375
  • Flood Certification $12
  • Wiring Fee $17
  • Investor Underwriting $695
  • Jumbo Escrow Fee $350*

    • †Jumbo CLTVs > 70% have 1/4 points additional risk add-on.
    FICO scores < 720 for Jumbo rates have additional risk add-ons.

    *Escrow fees vary depending on county and title company and for purchase or refinance.
         Display of these rates does not constitute a rate lock or an offer of mortgage commitment. Prior to any rate lock, potential borrowers must complete a residential loan application and provide all requested documentation. The completed loan package, including a new appraisal if required, must be reviewed and approved by the investor's underwriter.
    Tel.:  480-580-4162
    Fax.: 480-899-6678
    e-mail: moneystreamllc@qwest.net
    AZ MB-0905305
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